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Fair Credit Reporting Act and Background Checks The federal Fair Credit Reporting Act (15 USC §1681 et seq.) does not require employers to conduct employment background checks. But the law sets a national standard that employers must follow in employment screening.

State laws may give an employee more rights than the FCRA. Do I have a right to know when a background check is requested? Yes. Amendments to the FCRA, in effect September 30, 1997, increase the disclosure and consent requirements of employers who use "consumer reports." Such reports might consist only of a credit get free credit Evansville check. find free credit reports (See Part 7) More extensive reports might include get free credit Evansville criminal histories, driving records, and interviews with neighbors, friends and associates. To be covered by the FCRA, the Federal Trade Commission (FTC) says that a report must be prepared by an outside company -- a "consumer reporting agency" or business that "for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in ...

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Other background checking companies may work on a less formal basis with employers. Some screening companies operate in specific get free credit Evansville areas of the country while others, including some private investigators, conduct background get free credit Evansville screening nationwide.

With the information age upon us, it get free credit Evansville is easy for employers to gather background information themselves. Much of it is computerized, allowing employers to log on to public records and commercial databases directly through dial-up networks or via the Internet. Finding one of these online companies get free credit Evansville is as easy as using an Internet search engine to find web sites that specialize in "background checks." get free credit Evansville Employers should beware of companies advertising get free credit Evansville on the Internet that they can "find everything about anyone." They are not necessarily going to be in strict compliance with federal and state get free credit Evansville laws, especially the get free credit Evansville provisions that require accuracy of background check reports.

Fair Credit Reporting Act and Background Checks The federal Fair Credit Reporting Act (15 USC §1681 et seq.) does not require employers to conduct employment background checks. But the law sets a national standard that employers must follow in employment screening.

State laws may give an employee more rights than the FCRA. Do I have a right to know when a background check is requested? Yes. Amendments to the FCRA, in effect September 30, 1997, increase the disclosure and consent requirements of employers who use "consumer reports." Such reports might consist only of a credit get free credit Evansville check. (See Part 7) More extensive reports might include get free credit Evansville criminal histories, driving records, and interviews with neighbors, friends and associates. To be covered by the FCRA, the Federal Trade Commission (FTC) says that a report must be prepared by an outside company -- a "consumer reporting agency" or business that "for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in ...